LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,800
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,696
−HK$910/mo
Today · 4.125%
HK$30,606
baseline
▲ 0.50% · 4.625%
HK$32,468
+HK$1,862/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,212/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,039
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,899
−HK$871/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,551
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,560
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,635
−HK$1,092/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,962
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,447
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,478
−HK$1,047/mo
Today · 4.125%
HK$40,525
baseline
▲ 0.50% · 4.625%
HK$42,661
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,050/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,320
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,574
−HK$1,274/mo
Today · 4.125%
HK$42,848
baseline
▲ 0.50% · 4.625%
HK$45,455
+HK$2,607/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,696/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,855
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,058
−HK$1,221/mo
Today · 4.125%
HK$47,279
baseline
▲ 0.50% · 4.625%
HK$49,771
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,558/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,840
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,452
−HK$1,638/mo
Today · 4.125%
HK$55,090
baseline
▲ 0.50% · 4.625%
HK$58,442
+HK$3,352/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,180/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,671
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,218
−HK$1,569/mo
Today · 4.125%
HK$60,787
baseline
▲ 0.50% · 4.625%
HK$63,991
+HK$3,204/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,574/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,627 · Scale 2, in force from 26 Feb 2026)