LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,801
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,697
−HK$910/mo
Today · 4.125%
HK$30,607
baseline
▲ 0.50% · 4.625%
HK$32,470
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,214/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,041
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,901
−HK$871/mo
Today · 4.125%
HK$33,772
baseline
▲ 0.50% · 4.625%
HK$35,553
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,544/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,562
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,637
−HK$1,092/mo
Today · 4.125%
HK$36,729
baseline
▲ 0.50% · 4.625%
HK$38,964
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,458/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,449
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,481
−HK$1,046/mo
Today · 4.125%
HK$40,527
baseline
▲ 0.50% · 4.625%
HK$42,663
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,054/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,322
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,576
−HK$1,274/mo
Today · 4.125%
HK$42,850
baseline
▲ 0.50% · 4.625%
HK$45,458
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,700/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,858
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,061
−HK$1,220/mo
Today · 4.125%
HK$47,281
baseline
▲ 0.50% · 4.625%
HK$49,774
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,562/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,842
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,455
−HK$1,638/mo
Today · 4.125%
HK$55,093
baseline
▲ 0.50% · 4.625%
HK$58,446
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,186/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,674
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,221
−HK$1,569/mo
Today · 4.125%
HK$60,790
baseline
▲ 0.50% · 4.625%
HK$63,995
+HK$3,205/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,580/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,654 · Scale 2, in force from 26 Feb 2026)