LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,802
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,698
−HK$910/mo
Today · 4.125%
HK$30,608
baseline
▲ 0.50% · 4.625%
HK$32,470
+HK$1,862/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,216/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,042
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,901
−HK$872/mo
Today · 4.125%
HK$33,773
baseline
▲ 0.50% · 4.625%
HK$35,553
+HK$1,780/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,546/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,562
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,637
−HK$1,093/mo
Today · 4.125%
HK$36,730
baseline
▲ 0.50% · 4.625%
HK$38,964
+HK$2,234/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,460/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,450
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,481
−HK$1,046/mo
Today · 4.125%
HK$40,527
baseline
▲ 0.50% · 4.625%
HK$42,664
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,054/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,323
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,577
−HK$1,274/mo
Today · 4.125%
HK$42,851
baseline
▲ 0.50% · 4.625%
HK$45,459
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,702/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,858
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,062
−HK$1,220/mo
Today · 4.125%
HK$47,282
baseline
▲ 0.50% · 4.625%
HK$49,774
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,564/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,843
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,456
−HK$1,638/mo
Today · 4.125%
HK$55,094
baseline
▲ 0.50% · 4.625%
HK$58,447
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,188/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,675
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,222
−HK$1,569/mo
Today · 4.125%
HK$60,791
baseline
▲ 0.50% · 4.625%
HK$63,996
+HK$3,205/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,582/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,661 · Scale 2, in force from 26 Feb 2026)