LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,804
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,700
−HK$910/mo
Today · 4.125%
HK$30,610
baseline
▲ 0.50% · 4.625%
HK$32,473
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,220/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,044
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$872/mo
Today · 4.125%
HK$33,775
baseline
▲ 0.50% · 4.625%
HK$35,555
+HK$1,780/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,550/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,640
−HK$1,092/mo
Today · 4.125%
HK$36,732
baseline
▲ 0.50% · 4.625%
HK$38,967
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,464/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,453
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,484
−HK$1,046/mo
Today · 4.125%
HK$40,530
baseline
▲ 0.50% · 4.625%
HK$42,667
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,060/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,325
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,580
−HK$1,274/mo
Today · 4.125%
HK$42,854
baseline
▲ 0.50% · 4.625%
HK$45,462
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,708/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,861
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,065
−HK$1,220/mo
Today · 4.125%
HK$47,285
baseline
▲ 0.50% · 4.625%
HK$49,778
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,570/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,847
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,459
−HK$1,639/mo
Today · 4.125%
HK$55,098
baseline
▲ 0.50% · 4.625%
HK$58,451
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,196/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,679
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,226
−HK$1,569/mo
Today · 4.125%
HK$60,795
baseline
▲ 0.50% · 4.625%
HK$64,000
+HK$3,205/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,590/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,693 · Scale 2, in force from 26 Feb 2026)