LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,804
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,700
−HK$911/mo
Today · 4.125%
HK$30,611
baseline
▲ 0.50% · 4.625%
HK$32,473
+HK$1,862/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,222/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,045
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,904
−HK$872/mo
Today · 4.125%
HK$33,776
baseline
▲ 0.50% · 4.625%
HK$35,556
+HK$1,780/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,552/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$1,092/mo
Today · 4.125%
HK$36,733
baseline
▲ 0.50% · 4.625%
HK$38,968
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,466/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,454
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,485
−HK$1,046/mo
Today · 4.125%
HK$40,531
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,062/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,326
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,274/mo
Today · 4.125%
HK$42,855
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,710/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,863
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,066
−HK$1,220/mo
Today · 4.125%
HK$47,286
baseline
▲ 0.50% · 4.625%
HK$49,779
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,572/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,848
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,638/mo
Today · 4.125%
HK$55,099
baseline
▲ 0.50% · 4.625%
HK$58,452
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,198/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,680
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,227
−HK$1,570/mo
Today · 4.125%
HK$60,797
baseline
▲ 0.50% · 4.625%
HK$64,001
+HK$3,204/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,594/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,705 · Scale 2, in force from 26 Feb 2026)