LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,805
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$910/mo
Today · 4.125%
HK$30,611
baseline
▲ 0.50% · 4.625%
HK$32,474
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,222/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,045
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$871/mo
Today · 4.125%
HK$33,776
baseline
▲ 0.50% · 4.625%
HK$35,557
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,552/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$1,092/mo
Today · 4.125%
HK$36,733
baseline
▲ 0.50% · 4.625%
HK$38,969
+HK$2,236/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,466/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,454
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,485
−HK$1,047/mo
Today · 4.125%
HK$40,532
baseline
▲ 0.50% · 4.625%
HK$42,668
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,275/mo
Today · 4.125%
HK$42,856
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,607/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,712/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,863
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,066
−HK$1,221/mo
Today · 4.125%
HK$47,287
baseline
▲ 0.50% · 4.625%
HK$49,780
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,574/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,849
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,462
−HK$1,638/mo
Today · 4.125%
HK$55,100
baseline
▲ 0.50% · 4.625%
HK$58,453
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,200/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,681
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,228
−HK$1,570/mo
Today · 4.125%
HK$60,798
baseline
▲ 0.50% · 4.625%
HK$64,002
+HK$3,204/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,596/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,712 · Scale 2, in force from 26 Feb 2026)