LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,805
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,701
−HK$911/mo
Today · 4.125%
HK$30,612
baseline
▲ 0.50% · 4.625%
HK$32,474
+HK$1,862/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,224/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,046
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$872/mo
Today · 4.125%
HK$33,777
baseline
▲ 0.50% · 4.625%
HK$35,557
+HK$1,780/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,554/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$1,093/mo
Today · 4.125%
HK$36,734
baseline
▲ 0.50% · 4.625%
HK$38,969
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,468/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,455
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,486
−HK$1,046/mo
Today · 4.125%
HK$40,532
baseline
▲ 0.50% · 4.625%
HK$42,669
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,582
−HK$1,274/mo
Today · 4.125%
HK$42,856
baseline
▲ 0.50% · 4.625%
HK$45,464
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,712/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,864
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,067
−HK$1,221/mo
Today · 4.125%
HK$47,288
baseline
▲ 0.50% · 4.625%
HK$49,780
+HK$2,492/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,576/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,849
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,462
−HK$1,639/mo
Today · 4.125%
HK$55,101
baseline
▲ 0.50% · 4.625%
HK$58,454
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,202/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,682
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,229
−HK$1,569/mo
Today · 4.125%
HK$60,798
baseline
▲ 0.50% · 4.625%
HK$64,003
+HK$3,205/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,596/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,717 · Scale 2, in force from 26 Feb 2026)