LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,806
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,702
−HK$911/mo
Today · 4.125%
HK$30,613
baseline
▲ 0.50% · 4.625%
HK$32,475
+HK$1,862/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,226/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,047
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,906
−HK$872/mo
Today · 4.125%
HK$33,778
baseline
▲ 0.50% · 4.625%
HK$35,559
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,556/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,568
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,643
−HK$1,092/mo
Today · 4.125%
HK$36,735
baseline
▲ 0.50% · 4.625%
HK$38,970
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,470/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,456
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,487
−HK$1,047/mo
Today · 4.125%
HK$40,534
baseline
▲ 0.50% · 4.625%
HK$42,670
+HK$2,136/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,068/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,329
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,583
−HK$1,275/mo
Today · 4.125%
HK$42,858
baseline
▲ 0.50% · 4.625%
HK$45,466
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,716/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,865
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,069
−HK$1,220/mo
Today · 4.125%
HK$47,289
baseline
▲ 0.50% · 4.625%
HK$49,782
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,578/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,851
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,464
−HK$1,639/mo
Today · 4.125%
HK$55,103
baseline
▲ 0.50% · 4.625%
HK$58,456
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,206/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,684
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,231
−HK$1,570/mo
Today · 4.125%
HK$60,801
baseline
▲ 0.50% · 4.625%
HK$64,005
+HK$3,204/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,602/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,735 · Scale 2, in force from 26 Feb 2026)