LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,808
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,704
−HK$911/mo
Today · 4.125%
HK$30,615
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,230/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,049
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,908
−HK$872/mo
Today · 4.125%
HK$33,780
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,560/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,570
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,645
−HK$1,093/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,973
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,459
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,490
−HK$1,046/mo
Today · 4.125%
HK$40,536
baseline
▲ 0.50% · 4.625%
HK$42,673
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,072/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,331
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,586
−HK$1,275/mo
Today · 4.125%
HK$42,861
baseline
▲ 0.50% · 4.625%
HK$45,469
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,722/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,868
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,072
−HK$1,220/mo
Today · 4.125%
HK$47,292
baseline
▲ 0.50% · 4.625%
HK$49,785
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,584/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,855
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,468
−HK$1,638/mo
Today · 4.125%
HK$55,106
baseline
▲ 0.50% · 4.625%
HK$58,460
+HK$3,354/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,212/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,688
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,235
−HK$1,570/mo
Today · 4.125%
HK$60,805
baseline
▲ 0.50% · 4.625%
HK$64,010
+HK$3,205/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,610/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,766 · Scale 2, in force from 26 Feb 2026)