LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,811
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$911/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,481
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,052
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,911
−HK$872/mo
Today · 4.125%
HK$33,783
baseline
▲ 0.50% · 4.625%
HK$35,564
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,566/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,573
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$1,093/mo
Today · 4.125%
HK$36,741
baseline
▲ 0.50% · 4.625%
HK$38,977
+HK$2,236/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,482/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,462
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,494
−HK$1,046/mo
Today · 4.125%
HK$40,540
baseline
▲ 0.50% · 4.625%
HK$42,677
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,080/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,335
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,590
−HK$1,275/mo
Today · 4.125%
HK$42,865
baseline
▲ 0.50% · 4.625%
HK$45,473
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,730/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,872
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,076
−HK$1,221/mo
Today · 4.125%
HK$47,297
baseline
▲ 0.50% · 4.625%
HK$49,790
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,594/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,859
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,473
−HK$1,639/mo
Today · 4.125%
HK$55,112
baseline
▲ 0.50% · 4.625%
HK$58,465
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,224/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,693
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,240
−HK$1,570/mo
Today · 4.125%
HK$60,810
baseline
▲ 0.50% · 4.625%
HK$64,016
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,620/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,810 · Scale 2, in force from 26 Feb 2026)