LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,811
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,708
−HK$910/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,481
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,052
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,912
−HK$872/mo
Today · 4.125%
HK$33,784
baseline
▲ 0.50% · 4.625%
HK$35,565
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,568/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,574
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,649
−HK$1,093/mo
Today · 4.125%
HK$36,742
baseline
▲ 0.50% · 4.625%
HK$38,977
+HK$2,235/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,484/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,463
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,494
−HK$1,047/mo
Today · 4.125%
HK$40,541
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,082/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,336
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,591
−HK$1,274/mo
Today · 4.125%
HK$42,865
baseline
▲ 0.50% · 4.625%
HK$45,474
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$85,730/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,873
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,077
−HK$1,221/mo
Today · 4.125%
HK$47,298
baseline
▲ 0.50% · 4.625%
HK$49,791
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.84M · min. income ≈ HK$94,596/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,860
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,639/mo
Today · 4.125%
HK$55,113
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$3,353/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,226/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,694
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,569/mo
Today · 4.125%
HK$60,811
baseline
▲ 0.50% · 4.625%
HK$64,017
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,622/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,818 · Scale 2, in force from 26 Feb 2026)