LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,813
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,709
−HK$911/mo
Today · 4.125%
HK$30,620
baseline
▲ 0.50% · 4.625%
HK$32,483
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,240/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,054
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,914
−HK$872/mo
Today · 4.125%
HK$33,786
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$1,780/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,572/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,575
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,651
−HK$1,092/mo
Today · 4.125%
HK$36,743
baseline
▲ 0.50% · 4.625%
HK$38,979
+HK$2,236/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,486/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,465
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,496
−HK$1,047/mo
Today · 4.125%
HK$40,543
baseline
▲ 0.50% · 4.625%
HK$42,680
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,086/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,593
−HK$1,274/mo
Today · 4.125%
HK$42,867
baseline
▲ 0.50% · 4.625%
HK$45,476
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,734/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,875
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,221/mo
Today · 4.125%
HK$47,300
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,600/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,863
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,476
−HK$1,639/mo
Today · 4.125%
HK$55,115
baseline
▲ 0.50% · 4.625%
HK$58,469
+HK$3,354/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,230/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,697
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,244
−HK$1,570/mo
Today · 4.125%
HK$60,814
baseline
▲ 0.50% · 4.625%
HK$64,020
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,628/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,840 · Scale 2, in force from 26 Feb 2026)