LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,814
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,710
−HK$911/mo
Today · 4.125%
HK$30,621
baseline
▲ 0.50% · 4.625%
HK$32,484
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,242/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,055
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,915
−HK$872/mo
Today · 4.125%
HK$33,787
baseline
▲ 0.50% · 4.625%
HK$35,568
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,574/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,577
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,652
−HK$1,093/mo
Today · 4.125%
HK$36,745
baseline
▲ 0.50% · 4.625%
HK$38,981
+HK$2,236/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,490/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,466
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,498
−HK$1,047/mo
Today · 4.125%
HK$40,545
baseline
▲ 0.50% · 4.625%
HK$42,682
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,090/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,595
−HK$1,274/mo
Today · 4.125%
HK$42,869
baseline
▲ 0.50% · 4.625%
HK$45,478
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,738/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,878
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,081
−HK$1,221/mo
Today · 4.125%
HK$47,302
baseline
▲ 0.50% · 4.625%
HK$49,796
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,604/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,865
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,479
−HK$1,639/mo
Today · 4.125%
HK$55,118
baseline
▲ 0.50% · 4.625%
HK$58,472
+HK$3,354/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,236/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,700
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,247
−HK$1,570/mo
Today · 4.125%
HK$60,817
baseline
▲ 0.50% · 4.625%
HK$64,023
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,634/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,863 · Scale 2, in force from 26 Feb 2026)