LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,815
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,711
−HK$911/mo
Today · 4.125%
HK$30,622
baseline
▲ 0.50% · 4.625%
HK$32,485
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,244/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,056
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,916
−HK$872/mo
Today · 4.125%
HK$33,788
baseline
▲ 0.50% · 4.625%
HK$35,569
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,576/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,578
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,653
−HK$1,093/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,982
+HK$2,236/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,467
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,499
−HK$1,046/mo
Today · 4.125%
HK$40,545
baseline
▲ 0.50% · 4.625%
HK$42,683
+HK$2,138/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,090/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,595
−HK$1,275/mo
Today · 4.125%
HK$42,870
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,740/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,878
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,082
−HK$1,221/mo
Today · 4.125%
HK$47,303
baseline
▲ 0.50% · 4.625%
HK$49,796
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,606/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,866
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,480
−HK$1,639/mo
Today · 4.125%
HK$55,119
baseline
▲ 0.50% · 4.625%
HK$58,473
+HK$3,354/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,238/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,701
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,248
−HK$1,570/mo
Today · 4.125%
HK$60,818
baseline
▲ 0.50% · 4.625%
HK$64,024
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,636/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,872 · Scale 2, in force from 26 Feb 2026)