LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,816
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,713
−HK$910/mo
Today · 4.125%
HK$30,623
baseline
▲ 0.50% · 4.625%
HK$32,487
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,246/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,058
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,918
−HK$872/mo
Today · 4.125%
HK$33,790
baseline
▲ 0.50% · 4.625%
HK$35,571
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,580/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,580
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,655
−HK$1,093/mo
Today · 4.125%
HK$36,748
baseline
▲ 0.50% · 4.625%
HK$38,984
+HK$2,236/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$73,496/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,470
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,501
−HK$1,047/mo
Today · 4.125%
HK$40,548
baseline
▲ 0.50% · 4.625%
HK$42,685
+HK$2,137/mo
Deposit HK$5.05M · loan HK$7.58M · min. income ≈ HK$81,096/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,343
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,598
−HK$1,275/mo
Today · 4.125%
HK$42,873
baseline
▲ 0.50% · 4.625%
HK$45,481
+HK$2,608/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,746/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,881
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,085
−HK$1,221/mo
Today · 4.125%
HK$47,306
baseline
▲ 0.50% · 4.625%
HK$49,799
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,612/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,869
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,483
−HK$1,639/mo
Today · 4.125%
HK$55,122
baseline
▲ 0.50% · 4.625%
HK$58,476
+HK$3,354/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,244/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,704
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,252
−HK$1,570/mo
Today · 4.125%
HK$60,822
baseline
▲ 0.50% · 4.625%
HK$64,028
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,644/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,901 · Scale 2, in force from 26 Feb 2026)