LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,819
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,715
−HK$911/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,489
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,060
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,920
−HK$873/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,582
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,658
−HK$1,093/mo
Today · 4.125%
HK$36,751
baseline
▲ 0.50% · 4.625%
HK$38,987
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,502/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,472
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,504
−HK$1,047/mo
Today · 4.125%
HK$40,551
baseline
▲ 0.50% · 4.625%
HK$42,689
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,102/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,346
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,601
−HK$1,275/mo
Today · 4.125%
HK$42,876
baseline
▲ 0.50% · 4.625%
HK$45,485
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,752/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,885
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,222/mo
Today · 4.125%
HK$47,310
baseline
▲ 0.50% · 4.625%
HK$49,803
+HK$2,493/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,620/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,873
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,487
−HK$1,639/mo
Today · 4.125%
HK$55,126
baseline
▲ 0.50% · 4.625%
HK$58,481
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,252/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,709
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,256
−HK$1,571/mo
Today · 4.125%
HK$60,827
baseline
▲ 0.50% · 4.625%
HK$64,033
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,654/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,937 · Scale 2, in force from 26 Feb 2026)