LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,819
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,716
−HK$911/mo
Today · 4.125%
HK$30,627
baseline
▲ 0.50% · 4.625%
HK$32,490
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,254/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,061
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$872/mo
Today · 4.125%
HK$33,793
baseline
▲ 0.50% · 4.625%
HK$35,575
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,586/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,583
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,659
−HK$1,093/mo
Today · 4.125%
HK$36,752
baseline
▲ 0.50% · 4.625%
HK$38,988
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,504/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,474
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,505
−HK$1,047/mo
Today · 4.125%
HK$40,552
baseline
▲ 0.50% · 4.625%
HK$42,690
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,104/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,347
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,602
−HK$1,275/mo
Today · 4.125%
HK$42,877
baseline
▲ 0.50% · 4.625%
HK$45,486
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,754/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,886
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,090
−HK$1,221/mo
Today · 4.125%
HK$47,311
baseline
▲ 0.50% · 4.625%
HK$49,805
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,622/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,875
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,488
−HK$1,640/mo
Today · 4.125%
HK$55,128
baseline
▲ 0.50% · 4.625%
HK$58,482
+HK$3,354/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$110,256/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,710
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,258
−HK$1,570/mo
Today · 4.125%
HK$60,828
baseline
▲ 0.50% · 4.625%
HK$64,035
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.37M · min. income ≈ HK$121,656/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,950 · Scale 2, in force from 26 Feb 2026)