LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,821
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$911/mo
Today · 4.125%
HK$30,628
baseline
▲ 0.50% · 4.625%
HK$32,491
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,256/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,063
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,922
−HK$873/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,576
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,585
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,660
−HK$1,093/mo
Today · 4.125%
HK$36,753
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$2,237/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,506/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,475
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,507
−HK$1,047/mo
Today · 4.125%
HK$40,554
baseline
▲ 0.50% · 4.625%
HK$42,691
+HK$2,137/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,108/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,349
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,275/mo
Today · 4.125%
HK$42,879
baseline
▲ 0.50% · 4.625%
HK$45,488
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,758/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,888
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,091
−HK$1,222/mo
Today · 4.125%
HK$47,313
baseline
▲ 0.50% · 4.625%
HK$49,807
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,626/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,877
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,491
−HK$1,639/mo
Today · 4.125%
HK$55,130
baseline
▲ 0.50% · 4.625%
HK$58,485
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,260/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,713
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,260
−HK$1,571/mo
Today · 4.125%
HK$60,831
baseline
▲ 0.50% · 4.625%
HK$64,037
+HK$3,206/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,662/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,969 · Scale 2, in force from 26 Feb 2026)