LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,822
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$911/mo
Today · 4.125%
HK$30,630
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,260/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,064
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$873/mo
Today · 4.125%
HK$33,797
baseline
▲ 0.50% · 4.625%
HK$35,578
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,594/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,587
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,663
−HK$1,093/mo
Today · 4.125%
HK$36,756
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,512/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,477
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,509
−HK$1,047/mo
Today · 4.125%
HK$40,556
baseline
▲ 0.50% · 4.625%
HK$42,694
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,112/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,351
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,606
−HK$1,276/mo
Today · 4.125%
HK$42,882
baseline
▲ 0.50% · 4.625%
HK$45,491
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,764/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,890
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,094
−HK$1,222/mo
Today · 4.125%
HK$47,316
baseline
▲ 0.50% · 4.625%
HK$49,810
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,632/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,880
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,494
−HK$1,639/mo
Today · 4.125%
HK$55,133
baseline
▲ 0.50% · 4.625%
HK$58,488
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,266/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,716
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,264
−HK$1,570/mo
Today · 4.125%
HK$60,834
baseline
▲ 0.50% · 4.625%
HK$64,041
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,668/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$473,998 · Scale 2, in force from 26 Feb 2026)