LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,823
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,720
−HK$910/mo
Today · 4.125%
HK$30,630
baseline
▲ 0.50% · 4.625%
HK$32,494
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,260/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,925
−HK$873/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,588
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,663
−HK$1,094/mo
Today · 4.125%
HK$36,757
baseline
▲ 0.50% · 4.625%
HK$38,993
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,514/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,478
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,510
−HK$1,047/mo
Today · 4.125%
HK$40,557
baseline
▲ 0.50% · 4.625%
HK$42,695
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,114/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,352
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,276/mo
Today · 4.125%
HK$42,883
baseline
▲ 0.50% · 4.625%
HK$45,492
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,766/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,891
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,095
−HK$1,222/mo
Today · 4.125%
HK$47,317
baseline
▲ 0.50% · 4.625%
HK$49,811
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,634/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,881
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,495
−HK$1,640/mo
Today · 4.125%
HK$55,135
baseline
▲ 0.50% · 4.625%
HK$58,490
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,270/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,718
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,266
−HK$1,570/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,043
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,010 · Scale 2, in force from 26 Feb 2026)