LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,824
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,720
−HK$911/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,495
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,066
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,926
−HK$873/mo
Today · 4.125%
HK$33,799
baseline
▲ 0.50% · 4.625%
HK$35,580
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,598/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,589
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,664
−HK$1,094/mo
Today · 4.125%
HK$36,758
baseline
▲ 0.50% · 4.625%
HK$38,994
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,516/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,479
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,511
−HK$1,047/mo
Today · 4.125%
HK$40,558
baseline
▲ 0.50% · 4.625%
HK$42,696
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,116/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,353
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,608
−HK$1,276/mo
Today · 4.125%
HK$42,884
baseline
▲ 0.50% · 4.625%
HK$45,493
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,768/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,893
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,097
−HK$1,221/mo
Today · 4.125%
HK$47,318
baseline
▲ 0.50% · 4.625%
HK$49,812
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,636/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,883
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,497
−HK$1,639/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,491
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,719
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,267
−HK$1,570/mo
Today · 4.125%
HK$60,837
baseline
▲ 0.50% · 4.625%
HK$64,044
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,674/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,022 · Scale 2, in force from 26 Feb 2026)