LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,825
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$911/mo
Today · 4.125%
HK$30,632
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,264/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,067
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,927
−HK$873/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,581
+HK$1,781/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,589
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$1,094/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,480
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,512
−HK$1,047/mo
Today · 4.125%
HK$40,559
baseline
▲ 0.50% · 4.625%
HK$42,697
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,118/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,354
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,610
−HK$1,275/mo
Today · 4.125%
HK$42,885
baseline
▲ 0.50% · 4.625%
HK$45,494
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,770/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,894
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,098
−HK$1,221/mo
Today · 4.125%
HK$47,319
baseline
▲ 0.50% · 4.625%
HK$49,814
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,638/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,498
−HK$1,640/mo
Today · 4.125%
HK$55,138
baseline
▲ 0.50% · 4.625%
HK$58,493
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,276/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,721
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,269
−HK$1,570/mo
Today · 4.125%
HK$60,839
baseline
▲ 0.50% · 4.625%
HK$64,046
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,678/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,035 · Scale 2, in force from 26 Feb 2026)