LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,825
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,722
−HK$911/mo
Today · 4.125%
HK$30,633
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,863/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,266/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,067
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,927
−HK$873/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,582
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,590
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$1,093/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$2,237/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,047/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$42,698
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.58M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,355
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,610
−HK$1,276/mo
Today · 4.125%
HK$42,886
baseline
▲ 0.50% · 4.625%
HK$45,495
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,772/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,894
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,098
−HK$1,222/mo
Today · 4.125%
HK$47,320
baseline
▲ 0.50% · 4.625%
HK$49,814
+HK$2,494/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,640/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,885
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,640/mo
Today · 4.125%
HK$55,139
baseline
▲ 0.50% · 4.625%
HK$58,494
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,278/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,721
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,269
−HK$1,571/mo
Today · 4.125%
HK$60,840
baseline
▲ 0.50% · 4.625%
HK$64,047
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,680/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,042 · Scale 2, in force from 26 Feb 2026)