LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,827
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,724
−HK$911/mo
Today · 4.125%
HK$30,635
baseline
▲ 0.50% · 4.625%
HK$32,499
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,270/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,070
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$872/mo
Today · 4.125%
HK$33,802
baseline
▲ 0.50% · 4.625%
HK$35,584
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,604/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,592
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,668
−HK$1,094/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,998
+HK$2,236/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,484
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,516
−HK$1,047/mo
Today · 4.125%
HK$40,563
baseline
▲ 0.50% · 4.625%
HK$42,701
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,126/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,358
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,613
−HK$1,276/mo
Today · 4.125%
HK$42,889
baseline
▲ 0.50% · 4.625%
HK$45,498
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,778/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,898
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,102
−HK$1,221/mo
Today · 4.125%
HK$47,323
baseline
▲ 0.50% · 4.625%
HK$49,818
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,646/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,889
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,503
−HK$1,639/mo
Today · 4.125%
HK$55,142
baseline
▲ 0.50% · 4.625%
HK$58,498
+HK$3,356/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,284/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,725
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,274
−HK$1,570/mo
Today · 4.125%
HK$60,844
baseline
▲ 0.50% · 4.625%
HK$64,051
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,688/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,075 · Scale 2, in force from 26 Feb 2026)