LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,828
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,724
−HK$911/mo
Today · 4.125%
HK$30,635
baseline
▲ 0.50% · 4.625%
HK$32,499
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,270/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,070
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,930
−HK$873/mo
Today · 4.125%
HK$33,803
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,606/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,593
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$1,093/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$2,237/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,484
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,047/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,359
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,614
−HK$1,275/mo
Today · 4.125%
HK$42,889
baseline
▲ 0.50% · 4.625%
HK$45,499
+HK$2,610/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,778/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,898
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,103
−HK$1,221/mo
Today · 4.125%
HK$47,324
baseline
▲ 0.50% · 4.625%
HK$49,819
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,648/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,890
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,504
−HK$1,639/mo
Today · 4.125%
HK$55,143
baseline
▲ 0.50% · 4.625%
HK$58,499
+HK$3,356/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,286/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,727
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,275
−HK$1,570/mo
Today · 4.125%
HK$60,845
baseline
▲ 0.50% · 4.625%
HK$64,053
+HK$3,208/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,690/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,084 · Scale 2, in force from 26 Feb 2026)