LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,828
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,724
−HK$911/mo
Today · 4.125%
HK$30,635
baseline
▲ 0.50% · 4.625%
HK$32,499
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,270/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,070
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,931
−HK$872/mo
Today · 4.125%
HK$33,803
baseline
▲ 0.50% · 4.625%
HK$35,585
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,606/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,593
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$1,093/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$2,237/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,047/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,359
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,614
−HK$1,276/mo
Today · 4.125%
HK$42,890
baseline
▲ 0.50% · 4.625%
HK$45,499
+HK$2,609/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,780/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,899
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,103
−HK$1,221/mo
Today · 4.125%
HK$47,324
baseline
▲ 0.50% · 4.625%
HK$49,819
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,648/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,890
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,504
−HK$1,640/mo
Today · 4.125%
HK$55,144
baseline
▲ 0.50% · 4.625%
HK$58,499
+HK$3,355/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,288/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,727
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,275
−HK$1,571/mo
Today · 4.125%
HK$60,846
baseline
▲ 0.50% · 4.625%
HK$64,053
+HK$3,207/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,692/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,086 · Scale 2, in force from 26 Feb 2026)