LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,833
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,729
−HK$912/mo
Today · 4.125%
HK$30,641
baseline
▲ 0.50% · 4.625%
HK$32,505
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,282/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,076
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,936
−HK$873/mo
Today · 4.125%
HK$33,809
baseline
▲ 0.50% · 4.625%
HK$35,591
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,618/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,599
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,675
−HK$1,094/mo
Today · 4.125%
HK$36,769
baseline
▲ 0.50% · 4.625%
HK$39,006
+HK$2,237/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,538/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,491
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,523
−HK$1,048/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$42,709
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,366
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,621
−HK$1,276/mo
Today · 4.125%
HK$42,897
baseline
▲ 0.50% · 4.625%
HK$45,507
+HK$2,610/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,794/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,906
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,111
−HK$1,221/mo
Today · 4.125%
HK$47,332
baseline
▲ 0.50% · 4.625%
HK$49,827
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,664/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,899
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,513
−HK$1,640/mo
Today · 4.125%
HK$55,153
baseline
▲ 0.50% · 4.625%
HK$58,509
+HK$3,356/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,306/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,737
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,285
−HK$1,571/mo
Today · 4.125%
HK$60,856
baseline
▲ 0.50% · 4.625%
HK$64,064
+HK$3,208/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,712/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,167 · Scale 2, in force from 26 Feb 2026)