LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,835
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$911/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,507
+HK$1,864/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,078
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,939
−HK$872/mo
Today · 4.125%
HK$33,811
baseline
▲ 0.50% · 4.625%
HK$35,594
+HK$1,783/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,622/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,602
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$1,094/mo
Today · 4.125%
HK$36,772
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$2,237/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,544/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,526
−HK$1,048/mo
Today · 4.125%
HK$40,574
baseline
▲ 0.50% · 4.625%
HK$42,712
+HK$2,138/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,148/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,369
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,624
−HK$1,276/mo
Today · 4.125%
HK$42,900
baseline
▲ 0.50% · 4.625%
HK$45,510
+HK$2,610/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,800/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,910
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,114
−HK$1,222/mo
Today · 4.125%
HK$47,336
baseline
▲ 0.50% · 4.625%
HK$49,831
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,672/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,903
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,517
−HK$1,640/mo
Today · 4.125%
HK$55,157
baseline
▲ 0.50% · 4.625%
HK$58,513
+HK$3,356/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,314/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,741
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,290
−HK$1,571/mo
Today · 4.125%
HK$60,861
baseline
▲ 0.50% · 4.625%
HK$64,069
+HK$3,208/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,722/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,203 · Scale 2, in force from 26 Feb 2026)