LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,837
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,734
−HK$911/mo
Today · 4.125%
HK$30,645
baseline
▲ 0.50% · 4.625%
HK$32,510
+HK$1,865/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,290/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,080
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,941
−HK$873/mo
Today · 4.125%
HK$33,814
baseline
▲ 0.50% · 4.625%
HK$35,596
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,628/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,604
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$1,094/mo
Today · 4.125%
HK$36,774
baseline
▲ 0.50% · 4.625%
HK$39,012
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,548/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,497
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,529
−HK$1,047/mo
Today · 4.125%
HK$40,576
baseline
▲ 0.50% · 4.625%
HK$42,715
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,152/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,371
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,627
−HK$1,276/mo
Today · 4.125%
HK$42,903
baseline
▲ 0.50% · 4.625%
HK$45,514
+HK$2,611/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,806/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,913
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,117
−HK$1,222/mo
Today · 4.125%
HK$47,339
baseline
▲ 0.50% · 4.625%
HK$49,835
+HK$2,496/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,678/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,906
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,521
−HK$1,640/mo
Today · 4.125%
HK$55,161
baseline
▲ 0.50% · 4.625%
HK$58,517
+HK$3,356/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,322/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,745
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,294
−HK$1,571/mo
Today · 4.125%
HK$60,865
baseline
▲ 0.50% · 4.625%
HK$64,073
+HK$3,208/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,730/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,234 · Scale 2, in force from 26 Feb 2026)