LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,838
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,735
−HK$912/mo
Today · 4.125%
HK$30,647
baseline
▲ 0.50% · 4.625%
HK$32,512
+HK$1,865/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,294/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,082
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,943
−HK$873/mo
Today · 4.125%
HK$33,816
baseline
▲ 0.50% · 4.625%
HK$35,598
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,632/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,606
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,683
−HK$1,093/mo
Today · 4.125%
HK$36,776
baseline
▲ 0.50% · 4.625%
HK$39,014
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,552/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,499
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,531
−HK$1,048/mo
Today · 4.125%
HK$40,579
baseline
▲ 0.50% · 4.625%
HK$42,718
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,158/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,374
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,630
−HK$1,276/mo
Today · 4.125%
HK$42,906
baseline
▲ 0.50% · 4.625%
HK$45,516
+HK$2,610/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,812/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,915
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,120
−HK$1,222/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$49,838
+HK$2,496/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,909
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,524
−HK$1,640/mo
Today · 4.125%
HK$55,164
baseline
▲ 0.50% · 4.625%
HK$58,521
+HK$3,357/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,328/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,748
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,571/mo
Today · 4.125%
HK$60,868
baseline
▲ 0.50% · 4.625%
HK$64,077
+HK$3,209/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,736/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,264 · Scale 2, in force from 26 Feb 2026)