LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,842
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,739
−HK$911/mo
Today · 4.125%
HK$30,650
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,866/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,300/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,086
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,947
−HK$873/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,602
+HK$1,782/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,610
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,687
−HK$1,094/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,536
−HK$1,048/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$42,723
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,379
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,276/mo
Today · 4.125%
HK$42,911
baseline
▲ 0.50% · 4.625%
HK$45,522
+HK$2,611/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,822/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,921
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,126
−HK$1,222/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$49,843
+HK$2,495/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,915
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,530
−HK$1,641/mo
Today · 4.125%
HK$55,171
baseline
▲ 0.50% · 4.625%
HK$58,528
+HK$3,357/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,342/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,755
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,304
−HK$1,572/mo
Today · 4.125%
HK$60,876
baseline
▲ 0.50% · 4.625%
HK$64,084
+HK$3,208/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,752/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,320 · Scale 2, in force from 26 Feb 2026)