LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,842
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,739
−HK$912/mo
Today · 4.125%
HK$30,651
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,865/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,302/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,947
−HK$873/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$1,783/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,611
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,687
−HK$1,094/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,537
−HK$1,047/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,379
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,276/mo
Today · 4.125%
HK$42,911
baseline
▲ 0.50% · 4.625%
HK$45,522
+HK$2,611/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,822/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,922
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,126
−HK$1,222/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$49,844
+HK$2,496/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,916
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,531
−HK$1,641/mo
Today · 4.125%
HK$55,172
baseline
▲ 0.50% · 4.625%
HK$58,529
+HK$3,357/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,344/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,756
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,305
−HK$1,572/mo
Today · 4.125%
HK$60,877
baseline
▲ 0.50% · 4.625%
HK$64,086
+HK$3,209/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,754/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,327 · Scale 2, in force from 26 Feb 2026)