LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,843
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$912/mo
Today · 4.125%
HK$30,652
baseline
▲ 0.50% · 4.625%
HK$32,517
+HK$1,865/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,304/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,948
−HK$873/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,604
+HK$1,783/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,612
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,688
−HK$1,094/mo
Today · 4.125%
HK$36,782
baseline
▲ 0.50% · 4.625%
HK$39,020
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,564/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,505
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,538
−HK$1,047/mo
Today · 4.125%
HK$40,585
baseline
▲ 0.50% · 4.625%
HK$42,725
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,170/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,380
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,636
−HK$1,276/mo
Today · 4.125%
HK$42,912
baseline
▲ 0.50% · 4.625%
HK$45,523
+HK$2,611/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,824/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,922
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,127
−HK$1,222/mo
Today · 4.125%
HK$47,349
baseline
▲ 0.50% · 4.625%
HK$49,845
+HK$2,496/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,698/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,917
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,532
−HK$1,641/mo
Today · 4.125%
HK$55,173
baseline
▲ 0.50% · 4.625%
HK$58,530
+HK$3,357/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,346/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,757
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,306
−HK$1,572/mo
Today · 4.125%
HK$60,878
baseline
▲ 0.50% · 4.625%
HK$64,087
+HK$3,209/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,756/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,337 · Scale 2, in force from 26 Feb 2026)