LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,844
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,741
−HK$911/mo
Today · 4.125%
HK$30,652
baseline
▲ 0.50% · 4.625%
HK$32,518
+HK$1,866/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,304/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,088
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,949
−HK$873/mo
Today · 4.125%
HK$33,822
baseline
▲ 0.50% · 4.625%
HK$35,605
+HK$1,783/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,644/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,612
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$1,094/mo
Today · 4.125%
HK$36,783
baseline
▲ 0.50% · 4.625%
HK$39,021
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,566/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,506
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,047/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$42,726
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,381
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,637
−HK$1,276/mo
Today · 4.125%
HK$42,913
baseline
▲ 0.50% · 4.625%
HK$45,525
+HK$2,612/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,826/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,924
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,128
−HK$1,223/mo
Today · 4.125%
HK$47,351
baseline
▲ 0.50% · 4.625%
HK$49,847
+HK$2,496/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,702/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,534
−HK$1,640/mo
Today · 4.125%
HK$55,174
baseline
▲ 0.50% · 4.625%
HK$58,532
+HK$3,358/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,348/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,759
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,308
−HK$1,571/mo
Today · 4.125%
HK$60,879
baseline
▲ 0.50% · 4.625%
HK$64,088
+HK$3,209/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,758/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,350 · Scale 2, in force from 26 Feb 2026)