LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,845
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$912/mo
Today · 4.125%
HK$30,654
baseline
▲ 0.50% · 4.625%
HK$32,519
+HK$1,865/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$61,308/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,090
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,950
−HK$873/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$1,783/mo
Deposit HK$6.32M · loan HK$6.32M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,614
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,690
−HK$1,094/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$39,023
+HK$2,239/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,507
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,540
−HK$1,048/mo
Today · 4.125%
HK$40,588
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,176/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,383
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,639
−HK$1,276/mo
Today · 4.125%
HK$42,915
baseline
▲ 0.50% · 4.625%
HK$45,526
+HK$2,611/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$85,830/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,925
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,130
−HK$1,223/mo
Today · 4.125%
HK$47,353
baseline
▲ 0.50% · 4.625%
HK$49,849
+HK$2,496/mo
Deposit HK$3.79M · loan HK$8.85M · min. income ≈ HK$94,706/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,921
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,536
−HK$1,640/mo
Today · 4.125%
HK$55,176
baseline
▲ 0.50% · 4.625%
HK$58,534
+HK$3,358/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$110,352/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,761
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,310
−HK$1,572/mo
Today · 4.125%
HK$60,882
baseline
▲ 0.50% · 4.625%
HK$64,091
+HK$3,209/mo
Deposit HK$1.26M · loan HK$11.38M · min. income ≈ HK$121,764/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,368 · Scale 2, in force from 26 Feb 2026)