LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,847
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,744
−HK$912/mo
Today · 4.125%
HK$30,656
baseline
▲ 0.50% · 4.625%
HK$32,521
+HK$1,865/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,312/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,092
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$873/mo
Today · 4.125%
HK$33,826
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$1,783/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,652/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,616
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$1,094/mo
Today · 4.125%
HK$36,787
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$2,239/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,574/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,511
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,543
−HK$1,048/mo
Today · 4.125%
HK$40,591
baseline
▲ 0.50% · 4.625%
HK$42,731
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,182/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,386
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,642
−HK$1,276/mo
Today · 4.125%
HK$42,918
baseline
▲ 0.50% · 4.625%
HK$45,530
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,836/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,929
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,134
−HK$1,222/mo
Today · 4.125%
HK$47,356
baseline
▲ 0.50% · 4.625%
HK$49,853
+HK$2,497/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,712/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,925
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,540
−HK$1,641/mo
Today · 4.125%
HK$55,181
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$3,358/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,362/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,766
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,315
−HK$1,572/mo
Today · 4.125%
HK$60,887
baseline
▲ 0.50% · 4.625%
HK$64,096
+HK$3,209/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,774/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,406 · Scale 2, in force from 26 Feb 2026)