LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,847
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$911/mo
Today · 4.125%
HK$30,656
baseline
▲ 0.50% · 4.625%
HK$32,522
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,312/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,092
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$873/mo
Today · 4.125%
HK$33,826
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$1,783/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,652/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,617
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$1,094/mo
Today · 4.125%
HK$36,788
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,576/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,511
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,048/mo
Today · 4.125%
HK$40,592
baseline
▲ 0.50% · 4.625%
HK$42,731
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,184/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,386
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,643
−HK$1,276/mo
Today · 4.125%
HK$42,919
baseline
▲ 0.50% · 4.625%
HK$45,530
+HK$2,611/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,838/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,929
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,134
−HK$1,223/mo
Today · 4.125%
HK$47,357
baseline
▲ 0.50% · 4.625%
HK$49,853
+HK$2,496/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,714/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,925
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,540
−HK$1,641/mo
Today · 4.125%
HK$55,181
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$3,358/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,362/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,766
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,316
−HK$1,571/mo
Today · 4.125%
HK$60,887
baseline
▲ 0.50% · 4.625%
HK$64,097
+HK$3,210/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,774/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,410 · Scale 2, in force from 26 Feb 2026)