LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,848
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$912/mo
Today · 4.125%
HK$30,657
baseline
▲ 0.50% · 4.625%
HK$32,523
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,314/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,093
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,954
−HK$873/mo
Today · 4.125%
HK$33,827
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$1,783/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,654/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,618
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$1,094/mo
Today · 4.125%
HK$36,789
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,578/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,512
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,545
−HK$1,048/mo
Today · 4.125%
HK$40,593
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,186/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,387
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,276/mo
Today · 4.125%
HK$42,920
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,840/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,930
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,222/mo
Today · 4.125%
HK$47,358
baseline
▲ 0.50% · 4.625%
HK$49,854
+HK$2,496/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,716/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,927
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,542
−HK$1,641/mo
Today · 4.125%
HK$55,183
baseline
▲ 0.50% · 4.625%
HK$58,541
+HK$3,358/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,366/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,768
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,317
−HK$1,572/mo
Today · 4.125%
HK$60,889
baseline
▲ 0.50% · 4.625%
HK$64,098
+HK$3,209/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,778/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,422 · Scale 2, in force from 26 Feb 2026)