LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,850
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$911/mo
Today · 4.125%
HK$30,659
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,318/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,096
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,956
−HK$874/mo
Today · 4.125%
HK$33,830
baseline
▲ 0.50% · 4.625%
HK$35,613
+HK$1,783/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,660/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,620
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,697
−HK$1,094/mo
Today · 4.125%
HK$36,791
baseline
▲ 0.50% · 4.625%
HK$39,030
+HK$2,239/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,582/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,515
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,048/mo
Today · 4.125%
HK$40,596
baseline
▲ 0.50% · 4.625%
HK$42,735
+HK$2,139/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,192/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,390
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,647
−HK$1,276/mo
Today · 4.125%
HK$42,923
baseline
▲ 0.50% · 4.625%
HK$45,535
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,846/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,934
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,139
−HK$1,222/mo
Today · 4.125%
HK$47,361
baseline
▲ 0.50% · 4.625%
HK$49,858
+HK$2,497/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,722/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,930
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,546
−HK$1,641/mo
Today · 4.125%
HK$55,187
baseline
▲ 0.50% · 4.625%
HK$58,545
+HK$3,358/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,374/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,772
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,321
−HK$1,572/mo
Today · 4.125%
HK$60,893
baseline
▲ 0.50% · 4.625%
HK$64,103
+HK$3,210/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,786/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,457 · Scale 2, in force from 26 Feb 2026)