LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,852
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,750
−HK$911/mo
Today · 4.125%
HK$30,661
baseline
▲ 0.50% · 4.625%
HK$32,527
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,098
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,959
−HK$873/mo
Today · 4.125%
HK$33,832
baseline
▲ 0.50% · 4.625%
HK$35,615
+HK$1,783/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,664/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,623
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,700
−HK$1,094/mo
Today · 4.125%
HK$36,794
baseline
▲ 0.50% · 4.625%
HK$39,032
+HK$2,238/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,588/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,517
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,550
−HK$1,048/mo
Today · 4.125%
HK$40,598
baseline
▲ 0.50% · 4.625%
HK$42,738
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,196/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,393
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,649
−HK$1,277/mo
Today · 4.125%
HK$42,926
baseline
▲ 0.50% · 4.625%
HK$45,538
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,852/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,937
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,142
−HK$1,223/mo
Today · 4.125%
HK$47,365
baseline
▲ 0.50% · 4.625%
HK$49,861
+HK$2,496/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,730/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,934
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,549
−HK$1,642/mo
Today · 4.125%
HK$55,191
baseline
▲ 0.50% · 4.625%
HK$58,549
+HK$3,358/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,382/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,776
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,325
−HK$1,572/mo
Today · 4.125%
HK$60,897
baseline
▲ 0.50% · 4.625%
HK$64,107
+HK$3,210/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,794/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,489 · Scale 2, in force from 26 Feb 2026)