LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,855
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,752
−HK$912/mo
Today · 4.125%
HK$30,664
baseline
▲ 0.50% · 4.625%
HK$32,530
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,328/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,101
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,962
−HK$873/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,619
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,626
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,703
−HK$1,094/mo
Today · 4.125%
HK$36,797
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$2,239/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,594/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,521
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,048/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$42,742
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,397
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,653
−HK$1,277/mo
Today · 4.125%
HK$42,930
baseline
▲ 0.50% · 4.625%
HK$45,542
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,860/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,941
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,146
−HK$1,223/mo
Today · 4.125%
HK$47,369
baseline
▲ 0.50% · 4.625%
HK$49,866
+HK$2,497/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,738/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,939
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,554
−HK$1,642/mo
Today · 4.125%
HK$55,196
baseline
▲ 0.50% · 4.625%
HK$58,554
+HK$3,358/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,392/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,781
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,331
−HK$1,572/mo
Today · 4.125%
HK$60,903
baseline
▲ 0.50% · 4.625%
HK$64,114
+HK$3,211/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,806/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,535 · Scale 2, in force from 26 Feb 2026)