LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,858
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,756
−HK$912/mo
Today · 4.125%
HK$30,668
baseline
▲ 0.50% · 4.625%
HK$32,534
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,336/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,104
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,965
−HK$874/mo
Today · 4.125%
HK$33,839
baseline
▲ 0.50% · 4.625%
HK$35,623
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,678/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,630
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,707
−HK$1,094/mo
Today · 4.125%
HK$36,801
baseline
▲ 0.50% · 4.625%
HK$39,041
+HK$2,240/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,602/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,525
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,558
−HK$1,049/mo
Today · 4.125%
HK$40,607
baseline
▲ 0.50% · 4.625%
HK$42,747
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,214/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,401
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,658
−HK$1,277/mo
Today · 4.125%
HK$42,935
baseline
▲ 0.50% · 4.625%
HK$45,547
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,870/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,946
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,152
−HK$1,222/mo
Today · 4.125%
HK$47,374
baseline
▲ 0.50% · 4.625%
HK$49,872
+HK$2,498/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,748/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,945
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,560
−HK$1,642/mo
Today · 4.125%
HK$55,202
baseline
▲ 0.50% · 4.625%
HK$58,561
+HK$3,359/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,404/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,788
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,338
−HK$1,572/mo
Today · 4.125%
HK$60,910
baseline
▲ 0.50% · 4.625%
HK$64,121
+HK$3,211/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,820/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,587 · Scale 2, in force from 26 Feb 2026)