LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,861
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,759
−HK$912/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,969
−HK$873/mo
Today · 4.125%
HK$33,842
baseline
▲ 0.50% · 4.625%
HK$35,626
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,684/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,633
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$1,095/mo
Today · 4.125%
HK$36,805
baseline
▲ 0.50% · 4.625%
HK$39,044
+HK$2,239/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,610/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,529
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,562
−HK$1,049/mo
Today · 4.125%
HK$40,611
baseline
▲ 0.50% · 4.625%
HK$42,751
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,222/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,405
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,277/mo
Today · 4.125%
HK$42,939
baseline
▲ 0.50% · 4.625%
HK$45,552
+HK$2,613/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,878/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,951
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,156
−HK$1,223/mo
Today · 4.125%
HK$47,379
baseline
▲ 0.50% · 4.625%
HK$49,876
+HK$2,497/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,758/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,950
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,566
−HK$1,641/mo
Today · 4.125%
HK$55,207
baseline
▲ 0.50% · 4.625%
HK$58,567
+HK$3,360/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,414/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,794
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,344
−HK$1,572/mo
Today · 4.125%
HK$60,916
baseline
▲ 0.50% · 4.625%
HK$64,127
+HK$3,211/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,832/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,634 · Scale 2, in force from 26 Feb 2026)