LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,862
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$912/mo
Today · 4.125%
HK$30,672
baseline
▲ 0.50% · 4.625%
HK$32,539
+HK$1,867/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,344/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,109
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$874/mo
Today · 4.125%
HK$33,844
baseline
▲ 0.50% · 4.625%
HK$35,628
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,688/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,635
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$1,095/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$39,046
+HK$2,239/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,531
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,049/mo
Today · 4.125%
HK$40,613
baseline
▲ 0.50% · 4.625%
HK$42,753
+HK$2,140/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,226/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,407
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,664
−HK$1,277/mo
Today · 4.125%
HK$42,941
baseline
▲ 0.50% · 4.625%
HK$45,554
+HK$2,613/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,882/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,953
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,158
−HK$1,223/mo
Today · 4.125%
HK$47,381
baseline
▲ 0.50% · 4.625%
HK$49,879
+HK$2,498/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,762/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,952
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,642/mo
Today · 4.125%
HK$55,210
baseline
▲ 0.50% · 4.625%
HK$58,569
+HK$3,359/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,420/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,346
−HK$1,573/mo
Today · 4.125%
HK$60,919
baseline
▲ 0.50% · 4.625%
HK$64,130
+HK$3,211/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,838/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,657 · Scale 2, in force from 26 Feb 2026)