LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,863
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,760
−HK$913/mo
Today · 4.125%
HK$30,673
baseline
▲ 0.50% · 4.625%
HK$32,539
+HK$1,866/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,346/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,109
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,971
−HK$873/mo
Today · 4.125%
HK$33,844
baseline
▲ 0.50% · 4.625%
HK$35,628
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,688/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,635
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$1,095/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$2,240/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,531
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,565
−HK$1,048/mo
Today · 4.125%
HK$40,613
baseline
▲ 0.50% · 4.625%
HK$42,754
+HK$2,141/mo
Deposit HK$5.06M · loan HK$7.59M · min. income ≈ HK$81,226/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,408
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,665
−HK$1,277/mo
Today · 4.125%
HK$42,942
baseline
▲ 0.50% · 4.625%
HK$45,554
+HK$2,612/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,884/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,953
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,159
−HK$1,223/mo
Today · 4.125%
HK$47,382
baseline
▲ 0.50% · 4.625%
HK$49,879
+HK$2,497/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,764/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,953
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,642/mo
Today · 4.125%
HK$55,211
baseline
▲ 0.50% · 4.625%
HK$58,570
+HK$3,359/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,422/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,797
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,347
−HK$1,572/mo
Today · 4.125%
HK$60,919
baseline
▲ 0.50% · 4.625%
HK$64,131
+HK$3,212/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,838/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,661 · Scale 2, in force from 26 Feb 2026)