LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,868
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,766
−HK$912/mo
Today · 4.125%
HK$30,678
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,867/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,356/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,115
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$873/mo
Today · 4.125%
HK$33,850
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,700/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,642
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,719
−HK$1,095/mo
Today · 4.125%
HK$36,814
baseline
▲ 0.50% · 4.625%
HK$39,054
+HK$2,240/mo
Deposit HK$5.06M · loan HK$7.60M · min. income ≈ HK$73,628/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,538
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,572
−HK$1,048/mo
Today · 4.125%
HK$40,620
baseline
▲ 0.50% · 4.625%
HK$42,762
+HK$2,142/mo
Deposit HK$5.06M · loan HK$7.60M · min. income ≈ HK$81,240/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,415
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,672
−HK$1,277/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,614/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,961
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,167
−HK$1,224/mo
Today · 4.125%
HK$47,391
baseline
▲ 0.50% · 4.625%
HK$49,889
+HK$2,498/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,782/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,962
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,579
−HK$1,642/mo
Today · 4.125%
HK$55,221
baseline
▲ 0.50% · 4.625%
HK$58,581
+HK$3,360/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,442/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,808
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,358
−HK$1,573/mo
Today · 4.125%
HK$60,931
baseline
▲ 0.50% · 4.625%
HK$64,142
+HK$3,211/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,862/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,749 · Scale 2, in force from 26 Feb 2026)