LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,869
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,767
−HK$913/mo
Today · 4.125%
HK$30,680
baseline
▲ 0.50% · 4.625%
HK$32,547
+HK$1,867/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,360/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,117
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,978
−HK$874/mo
Today · 4.125%
HK$33,852
baseline
▲ 0.50% · 4.625%
HK$35,636
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,704/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,643
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,721
−HK$1,095/mo
Today · 4.125%
HK$36,816
baseline
▲ 0.50% · 4.625%
HK$39,056
+HK$2,240/mo
Deposit HK$5.06M · loan HK$7.60M · min. income ≈ HK$73,632/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,540
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,574
−HK$1,048/mo
Today · 4.125%
HK$40,622
baseline
▲ 0.50% · 4.625%
HK$42,764
+HK$2,142/mo
Deposit HK$5.06M · loan HK$7.60M · min. income ≈ HK$81,244/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,417
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,674
−HK$1,278/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,565
+HK$2,613/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,964
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,170
−HK$1,223/mo
Today · 4.125%
HK$47,393
baseline
▲ 0.50% · 4.625%
HK$49,891
+HK$2,498/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,786/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,965
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,581
−HK$1,642/mo
Today · 4.125%
HK$55,223
baseline
▲ 0.50% · 4.625%
HK$58,584
+HK$3,361/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$110,446/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,810
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,361
−HK$1,573/mo
Today · 4.125%
HK$60,934
baseline
▲ 0.50% · 4.625%
HK$64,146
+HK$3,212/mo
Deposit HK$1.27M · loan HK$11.39M · min. income ≈ HK$121,868/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,772 · Scale 2, in force from 26 Feb 2026)