LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,874
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,773
−HK$912/mo
Today · 4.125%
HK$30,685
baseline
▲ 0.50% · 4.625%
HK$32,552
+HK$1,867/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,122
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,984
−HK$874/mo
Today · 4.125%
HK$33,858
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,716/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$1,095/mo
Today · 4.125%
HK$36,822
baseline
▲ 0.50% · 4.625%
HK$39,063
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,644/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,547
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,049/mo
Today · 4.125%
HK$40,630
baseline
▲ 0.50% · 4.625%
HK$42,771
+HK$2,141/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,260/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,424
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,682
−HK$1,277/mo
Today · 4.125%
HK$42,959
baseline
▲ 0.50% · 4.625%
HK$45,573
+HK$2,614/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,918/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,971
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,178
−HK$1,223/mo
Today · 4.125%
HK$47,401
baseline
▲ 0.50% · 4.625%
HK$49,900
+HK$2,499/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,802/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,974
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,591
−HK$1,642/mo
Today · 4.125%
HK$55,233
baseline
▲ 0.50% · 4.625%
HK$58,594
+HK$3,361/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,466/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,820
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,371
−HK$1,573/mo
Today · 4.125%
HK$60,944
baseline
▲ 0.50% · 4.625%
HK$64,157
+HK$3,213/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,888/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,855 · Scale 2, in force from 26 Feb 2026)