LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,875
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,774
−HK$912/mo
Today · 4.125%
HK$30,686
baseline
▲ 0.50% · 4.625%
HK$32,553
+HK$1,867/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,372/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,124
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,985
−HK$874/mo
Today · 4.125%
HK$33,859
baseline
▲ 0.50% · 4.625%
HK$35,644
+HK$1,785/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,718/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,651
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$1,095/mo
Today · 4.125%
HK$36,823
baseline
▲ 0.50% · 4.625%
HK$39,064
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,646/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,548
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,582
−HK$1,049/mo
Today · 4.125%
HK$40,631
baseline
▲ 0.50% · 4.625%
HK$42,773
+HK$2,142/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,262/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,426
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,683
−HK$1,278/mo
Today · 4.125%
HK$42,961
baseline
▲ 0.50% · 4.625%
HK$45,575
+HK$2,614/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,922/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,973
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,179
−HK$1,224/mo
Today · 4.125%
HK$47,403
baseline
▲ 0.50% · 4.625%
HK$49,902
+HK$2,499/mo
Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$94,806/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,976
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,593
−HK$1,642/mo
Today · 4.125%
HK$55,235
baseline
▲ 0.50% · 4.625%
HK$58,596
+HK$3,361/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,470/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,823
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,373
−HK$1,574/mo
Today · 4.125%
HK$60,947
baseline
▲ 0.50% · 4.625%
HK$64,159
+HK$3,212/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,894/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,873 · Scale 2, in force from 26 Feb 2026)