LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,878
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,777
−HK$912/mo
Today · 4.125%
HK$30,689
baseline
▲ 0.50% · 4.625%
HK$32,557
+HK$1,868/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$61,378/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,127
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,988
−HK$875/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,647
+HK$1,784/mo
Deposit HK$6.33M · loan HK$6.33M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,654
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$1,095/mo
Today · 4.125%
HK$36,827
baseline
▲ 0.50% · 4.625%
HK$39,068
+HK$2,241/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$73,654/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$39,586
−HK$1,049/mo
Today · 4.125%
HK$40,635
baseline
▲ 0.50% · 4.625%
HK$42,777
+HK$2,142/mo
Deposit HK$5.07M · loan HK$7.60M · min. income ≈ HK$81,270/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,430
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,687
−HK$1,278/mo
Today · 4.125%
HK$42,965
baseline
▲ 0.50% · 4.625%
HK$45,579
+HK$2,614/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$85,930/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,978
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,184
−HK$1,224/mo
Today · 4.125%
HK$47,408
baseline
▲ 0.50% · 4.625%
HK$49,906
+HK$2,498/mo
Deposit HK$3.80M · loan HK$8.87M · min. income ≈ HK$94,816/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,981
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,598
−HK$1,643/mo
Today · 4.125%
HK$55,241
baseline
▲ 0.50% · 4.625%
HK$58,602
+HK$3,361/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$110,482/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,828
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,379
−HK$1,574/mo
Today · 4.125%
HK$60,953
baseline
▲ 0.50% · 4.625%
HK$64,165
+HK$3,212/mo
Deposit HK$1.27M · loan HK$11.40M · min. income ≈ HK$121,906/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$474,919 · Scale 2, in force from 26 Feb 2026)